SBP clarifies position regarding status of cryptocurrencies in Pakistan

 

SBP says cryptocurrencies not illegal in Pakistan

The State Bank of Pakistan (SBP) has clarified that its 2018 advisory did not declare virtual assets (VAs), such as cryptocurrencies, illegal. Instead, the advisory instructed regulated entities—including banks, microfinance institutions, electronic money issuers, and exchange companies—to avoid engaging with virtual assets due to the absence of a legal and regulatory framework at the time.

This clarification follows recent media reports surrounding the 14th meeting of the National Assembly’s Standing Committee on Finance and Revenue. The SBP explained that its original stance aimed to protect financial institutions and their customers from potential risks associated with unregulated digital assets.

 

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The central bank also confirmed that it is collaborating with the Finance Division and the Pakistan Crypto Council (PCC), a government-formed body, to create a comprehensive legal and regulatory framework for virtual assets in Pakistan. “A well-defined regulatory structure will bring legal certainty while ensuring the protection of consumers and investors,” the SBP said in a statement.

Pakistan Launches Strategic Bitcoin Reserve

In a related development, Pakistan has unveiled its first government-backed Strategic Bitcoin Reserve. The announcement was made by Bilal Bin Saqib, CEO of the Pakistan Crypto Council and Special Assistant to the Prime Minister on Blockchain and Cryptocurrency, during his keynote speech at the Bitcoin 2025 conference in Las Vegas.

The event saw the participation of prominent figures including U.S. Vice President JD Vance, Eric Trump, and Donald Trump Jr. Saqib extended gratitude to U.S. President Donald Trump for his role in reducing India-Pakistan tensions and for supporting global cryptocurrency innovation—both of which, he said, inspired Pakistan's crypto initiatives.

 

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He emphasized that the national Bitcoin reserves will be held in a secure, government-owned wallet and treated as a long-term strategic asset. “These reserves are not intended for short-term speculation,” Saqib stressed, underlining the government's focus on long-term planning and financial stability in the digital asset space.

Source: Nation

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