Pakistan’s economy has come out of troubled waters: SBP Governor

State Bank of Pakistan Governor Jameel Ahmad
 

Governor State Bank praises resilience of Pakistan's economy  

Governor of the State Bank of Pakistan (SBP), Jameel Ahmad, stated on Monday that Pakistan's economy has successfully emerged from a difficult period, showing signs of sustainable recovery and stability.

Speaking at the launch of the Women Entrepreneurs Finance Code—an initiative organized by the SBP in collaboration with the Asian Development Bank (ADB)—Ahmad emphasized the importance of maintaining economic stability and avoiding the policy missteps of the past.

“The economy faced considerable challenges in recent years, but we are now out of that difficult phase,” said the Governor, highlighting the country's improving macroeconomic indicators.

A Shift Toward Medium-Term Transformation

Ahmad noted that both the SBP and the government are committed to transitioning from hard-earned stability to medium-term economic transformation. This is being driven by a prudent monetary policy, a market-aligned exchange rate, fiscal consolidation, and strengthening debt dynamics—all of which are helping build fiscal and external buffers to support sustainable growth.

He remarked that average headline inflation has declined to 4.5% in FY2025, the lowest in nine years, with expectations that inflation will stabilize within the target range of 5–7% under a coordinated mix of monetary and fiscal policies.

 

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Foreign Exchange & Fiscal Outlook

Ahmad also pointed to the stability of the foreign exchange market, supported by a strong external account and significant growth in SBP’s reserves, now nearly five times higher than at the start of 2023. The current account balance is projected to remain supportive, bolstered by robust remittances and resilient exports, even as imports increase with the ongoing recovery.

He further highlighted that fiscal policy has complemented monetary tightening. Pakistan achieved a primary surplus for the second consecutive year, with both tax and non-tax revenues recording significant growth while expenditures remained contained. The government is targeting an even higher primary surplus for FY2026.

“Unlike the boom-bust cycles of the past, our current approach prioritizes long-term economic growth over short-term, unsustainable gains,” Ahmad said.

Inclusive Growth & Women’s Empowerment

Stressing the need for inclusive growth, Ahmad underscored the vital role of women entrepreneurs in driving sustainable development.

“Economic growth holds little meaning unless it is both sustainable and inclusive. Women-led businesses are a powerful engine for progress,” he said, adding that the SBP is committed to promoting WMSMEs (Women-led Micro, Small & Medium Enterprises) as part of its broader financial inclusion agenda.

 

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He also acknowledged the ADB’s support in advancing women's financial inclusion in Pakistan and implementing the Code.

SBP Initiatives & Global Collaboration

SBP Deputy Governor Saleemullah noted that the Bank has taken several initiatives to embed gender equality into the financial sector through the National Financial Inclusion Strategy (NFIS) and the landmark Banking on Equality Policy (BOE).

Senior ADB official Christine Engstrom and Wendy Teleki, Head of the Women Entrepreneurs Finance Initiative at the World Bank, also welcomed SBP's role as a global signatory to the Code.

The event featured two panel discussions involving policymakers, financial leaders, entrepreneurs, and civil society representatives, who shared experiences and explored strategies to strengthen women's entrepreneurship in Pakistan.

The launch was attended by national and international dignitaries, all united in their support for advancing women’s economic empowerment across the country.

Source: APP

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