Pakistan resolves circular debt with historic Rs1.275 trillion Islamic financing deal

The government will repay the loan in 24 quarterly installments
 

Pakistan makes Rs1.275 trillion Islamic financing deal to resolves circular debt issue 

In a landmark financial move, the Government of Pakistan has tackled the country’s persistent circular debt crisis through a record-breaking Rs1.275 trillion Islamic financing arrangement with 18 commercial banks.

Khurram Shehzad, Adviser to the Finance Minister, announced the development, describing it as a cornerstone of Prime Minister Shehbaz Sharif’s broader energy sector reforms.

He confirmed that the agreement will eliminate Rs1.275 trillion in circular debt—a long-standing burden on the power sector. Of the total amount, Rs683 billion will be allocated to clear liabilities of the Power Holding Company, while Rs592 billion will be paid to Independent Power Producers (IPPs).

 

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The financing, secured at a concessional rate 0.9% below the three-month KIBOR, supports Pakistan’s goal of transitioning to a fully interest-free banking system by 2028.

Importantly, Shehzad clarified that the deal would not impose new surcharges on electricity consumers. The existing debt service surcharge of Rs3 per unit will continue for the next five to six years, ensuring no additional burden on households and industries.

The government will repay the loan in 24 quarterly installments, with a yearly repayment cap of Rs323 billion. This structured repayment strategy is aimed at avoiding future build-up of circular debt and reducing fiscal stress on the national budget.

This initiative is part of broader reforms under Pakistan’s $7 billion IMF program, which prioritizes reducing circular debt and improving energy sector efficiency.

 

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The agreement also marks a significant step in expanding Islamic finance, which now comprises nearly 25% of Pakistan’s banking sector.

Calling it a “historic breakthrough,” Khurram Shehzad praised the Shehbaz Sharif-led administration for its bold action in resolving one of the country’s most critical economic challenges.

Source: ARY News

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