Bank of Punjab and Surfin Meta sign MoU to collaborate on digital banking solutions

The MoU signing ceremony took place in Islamabad with Li Jin of Surfin Meta and Nofel Daud, Chief Digital Officer of BOP, formalizing the agreement
 

Bank of Punjab and Surfin Meta working to promote digital banking solutions

The Bank of Punjab (BOP), one of Pakistan’s fastest-growing and most digitally progressive commercial banks, has forged a strategic partnership with Surfin Meta Digital Technologies Pte Ltd, a Singapore-based global leader in embedded finance, AI-driven credit scoring, and merchant payment systems. The recently signed Memorandum of Understanding (MoU) sets a framework to assess and potentially implement cutting-edge digital banking solutions aimed at improving financial inclusion and operational efficiency across Pakistan.

The MoU signing ceremony took place in Islamabad with Li Jin of Surfin Meta and Nofel Daud, Chief Digital Officer of BOP, formalizing the agreement. The event was also attended by BOP’s President & CEO, Zafar Masud, who emphasized the bank’s dedication to innovation and customer-focused digital transformation.

 

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Zafar Masud said, “This partnership underscores our strategic goal to integrate state-of-the-art technologies into BOP’s digital ecosystem. We are particularly enthusiastic about Surfin Meta’s expertise in AI-based credit scoring, onboarding, and merchant services, which align perfectly with our mission to empower underserved segments, especially SMEs and youth entrepreneurs throughout Punjab and beyond.”

Wu Yanan, Executive Chairman and CEO of Surfin Meta, expressed excitement about the collaboration: “We are proud to partner with The Bank of Punjab, a forward-thinking institution championing financial inclusion in Pakistan. Our AI-powered digital infrastructure aims to enhance customer experiences, ensure regulatory compliance, and speed up loan approvals. We look forward to demonstrating these capabilities through our joint evaluation.”

 

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Under this MoU, both organizations will explore a broad range of services including digital onboarding, AI-driven loan origination, and advanced data analytics. The evaluation phase will feature live demonstrations and potentially pilot deployments of Surfin Meta’s platform.

This collaboration forms a key part of BOP’s wider digital strategy, focusing on leveraging fintech partnerships and scalable technology solutions to deliver inclusive financial services. The agreement lays the groundwork for a long-term engagement designed to reshape the digital banking landscape in Pakistan.

Source: The Nation

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